Thursday, January 29, 2015

374 weeks remaining....

Blogging ended up being harder than I expected, having to come up with something to say every week or so. But, in the end I keep writing.

Finances are going great and I can really see the end of the tunnel now. Just finished my taxes and am getting less than expected back.  That is disappointing, but better then owing. We've paid off 50% of our debt and hope to make it 100% in the next 12 months or so. Then to the savings.

I'm still having worries about what happens if I run out of money before Social Security kicks in. I am still hoping to get on the road early even if it's just to an RV park close to work. The thing that would allow this to happen is the housing market going up. I'm tired of taking care of all the expenses of a house. If I can sell it and make a profit I would be saving nearly $75k a year. That would give us the cushion we need to feel conformable to retire at 53.

I started a new Facebook group called "SoCal RV Fulltimer Wannabes". I'm looking for people that are in the same position as us so we can get together and discuss plans, hopes, dreams and just some fellowship with like-minded people.

As for a rig, I think it's come down to cost. A Class A will just be too expensive so it's back to a 5th Wheel. Plus I like all the added room a 5er gives you inside, and I love the front living room models.

So that's enough out of me for now. Until next time, keep RVing!



6 comments:

  1. We too chose a truck and 5th wheel over a MH and a Jeep due to the cost. We ended up with a very comfortable home on wheels and only one vehicle with an engine to insure and maintain for about $100k (both were brand new). All the MH's we liked were a good $200k! I am certain we made the right decision for us and really like the way a 5th wheel feels like stand alone home, a condo really, not a vehicle.

    ReplyDelete
    Replies
    1. Thanks Lisa, same thoughts here. Plus we could easily get a new 5er if we had issues with out having to get a new truck.

      Delete
  2. No worries. Just post when you have something to say. I'll follow your blog either way cause its been hard to find others in the same phase of planning.

    Got to thinking about retiring at 55 vs later. Seems like we could go back to work in a couple of years if we had to, should all else fail. If we wait till 65 the chance of failure due to medical issues would be high, especially if one of you is older than the other which is the case for us.

    ReplyDelete
    Replies
    1. I think getting out early will keep us all young! thanks for the post.

      Delete
  3. We have 344 weeks to go! But who is counting? Definitely in the dreaming/planning stage. We have a blog and post every few weeks in winter and more often in spring-summer-fall when we are out hiking and camping more. Write when you can. Many others out there in the dreaming and planning stage. Your journey and decision points and concerns can be an inspiration to them. Thanks for sharing!

    ReplyDelete
    Replies
    1. we're right behind you! Cant wait. Thanks Karen!

      Delete